making credit sucks.

I am 19 years old right now and I have no credit, maybe a little, but not enough to satisfy companies with my multiple attempts to get a credit card.
Last month I applied for a loan, without a co-signee, and failed to be approved because I don’t have enough credit or enough good credit.
So I have learned that you can get a credit card and use it for check purchases and draft them at the end of the month in one lump sum. One problem, no company will approve a credit card for me, not even one with a small limit. I do have one loan out with my credit union for almost nine months now and have never been late or short. This bugs me, how am I supposed to make credit for my future if everywhere I go I am not approved.
One thing is, I could have someone co-sign, but with how much money my mom makes and everything, I don’t want to have to burden her with more…


that’s just sad. some poor kids have to call 911 because their freaking irresponsible parents are drunk driving. This is why I hate drinking, it makes you do stupid stuff…If you want to make your own decisions, don’t drink. And if you are going to drink, just stay put, simple enough. —-btw, I like the new slogan: “drink, don’t drive”.

This is ridiculous. These ppl need to grow up, we aren’t in the freakin’ 1800s anymore. I can’t believe this happened, well I can, just not where it happened, at ACU, Abilene Christian University. Come on, what’s that old saying?… Oh, right…What Would Jesus Do?