making credit sucks.
I am 19 years old right now and I have no credit, maybe a little, but not enough to satisfy companies with my multiple attempts to get a credit card.
Last month I applied for a loan, without a co-signee, and failed to be approved because I don’t have enough credit or enough good credit.
So I have learned that you can get a credit card and use it for check purchases and draft them at the end of the month in one lump sum. One problem, no company will approve a credit card for me, not even one with a small limit. I do have one loan out with my credit union for almost nine months now and have never been late or short. This bugs me, how am I supposed to make credit for my future if everywhere I go I am not approved.
One thing is, I could have someone co-sign, but with how much money my mom makes and everything, I don’t want to have to burden her with more…